MyCounselor.Online Review

Easily find individual, couples, sex, or family Christian therapy online.

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2.7

MyCounselor.Online

MyCounselor.Online

MyCounselor.Online provides online individual, couples, sex, and family therapy with a combination of science-backed techniques and a Christian perspective.

Pros
  • Individual, couples, sex, and family therapy

  • Licensed counselors and resident counselors working toward their licenses

  • HIPAA-compliant video sessions

  • In-person counseling centers open in four U.S. cities

  • Sessions available in English and Spanish

  • Extensive, informative website

  • Counselors’ biographies available without signing up

  • Multiple tiers of providers with different rates to fit your budget

  • Payment plans and scholarships available

  • You can pick your own therapist

  • Video sessions are available to users internationally

  • Its third-party medical biller can submit insurance claims for you

  • Provides individual counseling for children 12 and up

Cons
  • Not recommended for the LGBTQIA+ community

  • Limited number of therapists available, especially in person

  • Online therapy not available in all 50 states

  • Advanced therapists’ rates are expensive

  • Does not take insurance

  • Scholarship recipients and Spanish speakers may only see unlicensed resident counselors

  • Statement of Faith and Code of Ethics promote Biblical literalism

  • Staff is not very diverse

  • May not be for non-Christians

  • No psychiatric or medication management services

  • No messaging or audio communication

2.7

MyCounselor.Online

MyCounselor.Online

MyCounselor.Online’s website states that all counselors are professing Christians whose faith and practice are in alignment with the American Association of Christian Counselors (AACC) Code of Ethics and the Focus on the Family (FotF) Statement of Faith

Both organizations believe that God has ordained marriage to be a sacrament between one cisgender man and one cisgender woman, so we cannot recommend an online therapy service with these underpinning values to members of the LGBTQIA+ community.

Licensed Professional Counselor and ordained minister Josh Spurlock founded MyCounselor.Online in 2007 to provide individuals, couples, and families with access to affordable, evidence-based therapy that is sensitive to their Christian values and ethics. 

The company has since grown to offer in-person services in four cities, as well as online to users in the U.S. and abroad. As of November 2021, the company employs 29 counselors, some of whom are unlicensed (but undergoing training and certification).

To fairly and thoroughly review MyCounselor.Online against its competitors, we surveyed 100 current users from each of 33 different online therapy platforms to gain insight into their experiences. We also sent a questionnaire directly to each company to get more detailed information about its offerings. These surveys and questionnaires allowed us to directly compare offerings, quality of service, and client satisfaction across companies. We used the feedback from the client questionnaire to evaluate user satisfaction and perception of quality.

MyCounselor.Online did not respond to our questionnaire, despite multiple attempts to contact the company, giving us less insight into the online therapy service beyond our survey results and the information available on the company’s website. 

Keep reading to see how MyCounselor.Online stacks up against its online therapy competition.

First Impressions and Sign-up Process 

While some online therapy sites focus on the basics—prices, FAQs, how to sign up, and perhaps counselor bios—without offering many details, MyCounselor.Online has one of the most informative and comprehensive websites that we reviewed. 

MyCounselor Online Homepage

Its homepage is clean and visually appealing. At the top, you’ll find a video and a summary of the company’s services, followed by a section labeled “The Proof.” Four large logos appear beneath, showcasing that the site complies with HIPAA standards, is protected by 256-bit SSL encryption, and has earned the 2020 Guidestar Gold Seal of Transparency for its financial candor.  

Below that, there are links to learn more about the company’s main specializations: marriage counseling, family counseling, anxiety counseling, and depression counseling (the latter two in individual therapy only). Next is a carousel-style gallery of positive testimonials submitted by clients, along with links to counselor bios, their contact information, location, and rates.  

MyCounselor Online Testimonials

Unlike many of its competitors that put their prompts for users to sign up at the top of their homepages, MyCounselor.Online does not link to the intake coordinator scheduling function until you’ve scrolled halfway down the page. 

Below that, you’ll see a few select questions and answers excerpted from its longer FAQ page, as well as the addresses and phone numbers of each of the company’s four physical locations (in Missouri and Colorado).

The homepage ends with contact emails and phone numbers for the business office, receptionist, matching specialists, Spurlock’s direct line, and a contact form. There is also a chat function accessible by clicking the round blue icon with a smiling speech bubble in the bottom right corner of your browser window.

You can navigate to other important information—a contact form, emergency resources, forms, and clinic locations, for example—using the links that show up in the footer of every page. For a fuller sense of the site’s contents, though, click the three-line dropdown menu at the top left corner of each page to see links to information about the many services MyCounselor.Online provides. 

MyCounselor Online Blog

The company’s blog is full of resources written by its counselors and peer-reviewed by its clinical staff for accuracy. You can browse through all of its blog posts, or filter by topics, such as grief, eating disorders, and parenting.

The company also has a show, called “MyCounselorLIVE,” where host Tori Holbert and MyCounselor.Online therapists answer user-submitted questions. The company also maintains an active social presence on its Facebook, Twitter, YouTube, and Instagram accounts. 

Seventy-six percent of users surveyed reported that they either had a very good or excellent experience signing up for MyCounselor.Online’s services. 

Unlike many of its competitors that use matching algorithms, MyCounselor.Online clients choose their own providers. As of November 2021, all counselors’ bios are available to browse without signing up for the service, and MyCounselor.Online’s knowledgeable intake team are available by phone and live chat.

Clicking “Get Started” takes you to a page where you can schedule your free 15-minute intake call, provide contact information, and fill out a form of mental health history and therapy goals. You can also indicate here if you’re part of a church or ministry group, if you’re interested in payment plans or the Strong Families Scholarship, and/or if you will need bills to submit to insurers for potential reimbursement.

This form generally takes about five to 15 minutes to complete, but it helps your new therapist get to know you and the issues that have prompted you to seek counseling. The next page provides some helpful information for prospective clients, such as how to prepare for intake calls and which forms to submit next.

During your call with a member of the intake team, you walk through the remaining steps that you must complete before scheduling your first appointment with your new provider. Your specialist will also answer any questions you might have.

Before you can see your new provider, you must have an intake call and pay for your session in advance.


When asked how long it took for clients to speak with their therapists for the first time:

  • Twenty-nine percent began correspondence within the same day.
  • Thirty-seven percent reported hearing back from their therapists within a couple of days.
  • Twenty-five percent said it took up to a week to hear back.
  • Ten percent said it took up to two weeks or more.

Cost 

Sixty-one percent of users rated the services as being either a very good or excellent value. This is lower than our total survey’s average of 68%, likely because MyCounselor.Online’s overall prices are higher than most of its competitors. The company also charges a nonrefundable assessment/setup fee of $35, which most of its competitors do not require.

Our survey respondents (to all companies) were disproportionately middle- or upper-class. Seventy-nine percent of MyCounselor.Online clients earned more than $74,999 annually, while one in five made $150,000 or more. Considering that the average U.S. household income in 2019 was $68,703, not everyone will be able to afford to see certified and advanced-practice therapists. 

What Are MyCounselor.Online’s Prices?

Fees depend on which type of provider you want to see. The costs are as follows:

  • $55 per scholarship session with an assigned (pre-licensed) resident counselor
  • $110 each with a resident counselor of your choice
  • $135 a session with MyCounselor.Online-certified therapists
  • $165 per session with advanced-practice therapists
  • $195 each with more experienced advanced-practice therapists

Sessions are 45 minutes long and take place between 9 a.m. and 9 p.m. local time.

Note: All Spanish-language sessions are conducted by resident counselors.

What Subscription Plans Does MyCounselor.Online Offer?

There are no subscriptions. Sessions are pay-as-you-go.

Is There a Free Trial?

No. However, the company has a risk-free guarantee, so if you’re not satisfied after your first appointment, you will be completely reimbursed for the cost of the session. Many of the other services we reviewed do not offer refunds.

Does MyCounselor.Online Accept Insurance?

MyCounselor.Online itself does not bill insurance companies, but its third-party biller can submit claims to your insurer for a fee of $5 each. Outpatient therapy is sometimes fully or partially covered as an out-of-network benefit, so contact your insurer’s customer service to see if you can expect any reimbursement.

Seventy-six percent of users were able to receive at least partial reimbursement from their insurance company. They also reported an average monthly out-of-pocket cost of $188.

Can You Change or Cancel Your Subscription?

There are no subscriptions, so you only pay for the sessions you book.

If you want to cancel or reschedule a session, let the team know by 5 p.m. CT on the business day before the appointment to avoid being automatically charged. 

There is one exception to this rule: Sometimes therapists may want to book more than one appointment a week and/or offer extended-length sessions.

The informed consent form notes that four or more hours a week counts as “intensive” sessions and must be canceled or rescheduled with at least a week’s notice.

MyCounselor.Online states on its FAQ page that people who miss sessions due to mental health crises or other emergencies will also be charged the full session cost. Many, if not most, of the 33 companies we reviewed don't mention this stipulation. It seems odd that a service dedicated to accessible therapy services explicitly does not allow free cancellations due to medical emergencies. 

Are There Discounts Available?

Yes, discounts are available in the form of scholarships and payment plans. 

The company’s FAQs explain that its Strong Families Scholarship Program—available to all—entails one free session followed by five discounted sessions of $55 each with an assigned resident counselor through its site FreeChristianCounseling.Online. It’s unclear from the information on the website whether the five $55 fees are payable upfront, or if you pay each as you go. It would be helpful if this information were included on the pricing page.

An additional caveat about the scholarship: Recipients may only book with unlicensed resident counselors, and do not get to choose their own providers.

The company also offers payment plans starting at $50 per week.

Ease of Use

Seventy-one percent of users reported that the sign-up process was either very good or excellent. This rate of satisfaction is slightly lower than the average of all 33 companies we surveyed.

Unlike the vast majority of other therapy platforms, you do not need to create an account during the sign-up process. Just fill out the intake form with your health history and schedule a consultation with an intake coordinator. MyCounselor.Online’s FAQs note that you may be able to see a counselor the same day if you don’t have specific therapist requirements and contact the company by 5 p.m. CT. 

During your consultation call, the intake coordinator will ask for your payment information, Social Security number, and the names and ages of everyone who will be seeing your new counselor, so be sure to have that information ready.

MyCounselor.Online conducts sessions via HIPAA-compliant Zoom technology using its MyDevice video platform, available on desktop and mobile, as well as Firefox and Chrome browser extensions. Eighty-nine percent of users rated the user-friendliness of MyCounselor.Online’s video calls as either very good or excellent.

Seventy-nine percent of users found the wait time to hear from their therapist for the first time was very good or excellent.

If you don’t feel your new counselor is a good match, don’t worry. One advantage MyCounselor.Online has over most of its competitors is that all of its therapists’ direct phone numbers and extensions are available on its site, making it easy to reach out to a specific counselor. 

Some may like the option to switch therapists themselves immediately, while others may find it difficult to pick a new provider on their own and would feel more comfortable with some guidance, which MyCounselor.Online’s specialists are happy to provide.

Sixty-seven percent of users thought that it was either easy or very easy to change therapists.

Therapists’ Qualifications and Quality of Care

Seventy-three percent of MyCounselor.Online respondents reported that education and qualifications are important when choosing an online therapist.

When asked about the qualifications of therapists available, 86% of users reported they were either very good or excellent. This is a higher-than-average rating across all 33 companies surveyed.

All therapists and counselors at the company are practicing Christians who have studied Scripture closely enough to be able to apply it to therapy sessions. 

The resident counselors have differing levels of clinical training, as the residency is required for all new counselors. However, they all have a minimum of a master's degree, intend to pursue state licensing, and are supervised by licensed therapists.

Although freedom of religion laws do not require religious counselors to have licensing, MyCounselor.Online’s residency program was created specifically to meet or exceed the requirements for licensure in all 50 U.S. states. Additionally, the company strongly encourages its employees to continue on to seek official state licenses.

Most of the online therapy services we reviewed are referral networks that do not oversee or train the independent therapists and counselors in their directories.

MyCounselor.Online, however, employs only 2% of job applicants who pass its highly selective interview and vetting process and trains all new staff members thoroughly for an 18- to 24-month paid residency based on the company’s proprietary therapeutic model, Neuroscience Informed Christian Counseling (NICC).

We were unable to find any details about the method on MyCounselor.Online’s site or elsewhere online, so we cannot confirm specifics about the framework’s scientific grounding or efficacy.

All new hires, regardless of existing experience and certification, complete this training, although more experienced therapists may be able to “graduate” to the next tier after 90 days. 

MyCounselor.Online-certified therapists are fully licensed in their respective states, have earned a minimum of a master's degree, are MyCounselor.Online-certified, and have completed at least 1,200 hours of clinical experience.

Advanced-practice therapists have the same credentials—with 5,000 to 10,000+ clinical practice hours—and the addition of at least one advanced certification, such as in emotionally focused therapy (EFT), sex therapy, or accelerated experiential dynamic psychotherapy (AED), to name a few examples.

Every therapist is also required to complete at least 100 hours of continued education training each year. 

Many therapy seekers end up seeing more than one provider at a service or switching services altogether. However, MyCounselor.Online had one of the highest percentages of clients who have worked with the same therapist they initially chose:

  • Fifteen percent told us they had only seen one MyCounselor.Online counselor.
  • Forty-four percent had seen two therapists.
  • Thirty-six percent had seen three.
  • Nine percent reported having seen four or more.

Types of Therapy Offered

Despite MyCounselor.Online’s relatively small pool of counselors, 79% of users reported finding the types of therapy services as either very good or excellent. 

MyCounselor.Online offers individual and family therapy but specializes in marriage counseling and other relationship concerns. These include affair recovery, premarital and dating counseling, sex therapy, communication skills, and porn and sex addictions.

Counselors working with individual therapy seekers can treat:

Areas of focus for family therapy include:

Although we were unable to find information on the company’s internally created framework, NICC, counselors are trained in science-backed techniques, including:


As the AACC was updated in 2014 to disavow the harmful and ineffective practice of conversion therapy, MyCounselor.Online does not offer that technique. However, the company utilizes sexual identity therapy (SIT), a framework for therapy seekers who want to align their sexuality with their values, whether that means embracing or “changing” it. 

While it's likely that some counselors are more LGBTQIA+-competent than others, the community should take caution when considering MyCounselor.Online.

Finally, the company can only provide talk therapy and counseling; its team does not include life coaches, psychiatrists, nurse practitioners, or medical doctors. Clients who need medication management and/or psychiatric evaluation will be referred to local resources. 

Privacy Policies

MyCounselor.Online does its best to protect client privacy and data using 256-bit encryption, and its MyDevice video platform uses HIPAA-compliant Zoom software. However, like the other companies we reviewed, its informed consent policy notes that no transmission of data is guaranteed to be completely secure.

Some online and in-person counseling sessions are also confidentially recorded and reviewed by clinician supervisors for quality assurance and training purposes. From the information on MyCounselor.Online’s site, it's unclear if there’s a way to opt-out of this and continue to use the service. The informed consent form says that users can withdraw their consent at any time, but also that the company may refer these users who don't want their sessions recorded to another counseling resource.

We have no information regarding the process of obtaining your medical records or having them sent to another medical professional. Generally, this is done by signing a release of information provided by your therapist, who will send you records to whomever you specify. But we cannot say for sure that this is MyCounselor.Online’s procedure, as it did not respond to our questionnaire, and there was no information on this process on the company website. 

Although there’s no need to create an account or otherwise sign up, use of MyCounselor.Online’s services are not anonymous. You must provide payment information and your social security number at the time of intake. That said, the company does its best to ensure confidentiality. If, for instance, you would be in trouble (or even danger) if someone in your household discovered you’re in therapy, you can request the bill to be sent to another address entirely.

We had another concern—namely, how much privacy clients under age 18 can expect. It can be difficult for kids and teens to be honest in therapy if they’re afraid of getting into trouble or don’t want their parents to know certain things about them.

MyCounselor.Online’s Statement of Informed Consent notes that while minors must be accompanied by their parents or guardians at their first appointment, counselors will not share specific things shared in therapy that aren’t immediately risky, even activities that would upset their parents or guardians.

It’s up to each provider’s professional judgment to determine if their clients are in danger. In this case, a minor’s counselor will do their best to speak with their client first regarding what will be discussed with the parents/guardians in their life, and if there are any specific reasons the minor is opposed to their counselor disclosing this information.

If you need more help than MyCounselor.Online can provide, you will be referred to local resources for more appropriate care. The company also shares client information with law enforcement and/or emergency services when required by law.

Overall Client Satisfaction

Seventy-one percent of respondents reported having very good or excellent overall feelings of satisfaction with MyCounselor.Online. This rate is slightly lower than some comparable online companies such as Cornerstone Christian Counseling’s (69%) but higher than others, such as Faithful Counseling (66%).

However, 64% of users said the value of MyCounselor.Online’s services are very good or excellent for the price. This percentage was lower than the total survey average of 73%.

Seventy-nine percent of users who had tried other online therapy services said that MyCounselor.Online was better or much better in comparison.

Most of the company’s clients seem to use the service for up to a year or two:

  • Thirty-six percent of users stated they have been using MyCounselor.Online for under six months.
  • Thirty-six percent stated they had been using the services for six to 12 months.
  • Twenty percent stated they had been using the service for one to two years. 
  • Only 8% reported having used the company’s services for two to five years or more.

Since MyCounselor.Online did not respond to our questionnaire to provide information on the rate of staff turnover or how long its clients stay with the company, we can only venture the guess that the percentage drop off may either be due to the higher costs, or the fact that clients felt that their issues had been resolved within a shorter time frame.

Eighty-four percent of MyCounselor.Online users reported they were either likely or very likely to still be seeing a therapist within the company a year from now, which is lower than our total survey’s average.

Ninety-one percent of users said they were likely or very likely to recommend someone like them to MyCounselor.Online.

Is MyCounselor.Online Right For You?

MyCounselor.Online may be a good option for families and couples who want Christian therapy.

This service may also be a good match for church staff members, pastors, and missionaries seeking clinical guidance in relationships and family struggles that are often not addressed in many Christian therapy settings—such as sexual arousal disorders, painful sex, infidelity recovery, and the unique challenges faced by many blended families.

It’s important to note, though, that although the company emphasizes its services as broadly non-denominational Christian, some information on the site implies a specifically Evangelical bent to the company’s mission. (For instance, as Spurlock himself wrote in the online career brochure, MyCounselor.Online strives to provide “excellent Christian counseling for every American Evangelical Minister and Missionary family in the world.”)

Interestingly, 24% of our respondents had religions that fall outside of the broad umbrella of Protestant Christianity (a group that includes Catholicism)—with 4% reporting they were atheists or agnostics. Since the company did not return our questionnaire, we have no insight into what led these clients to seek Christian-based therapy, nor how long the average non-Christian uses the service.

As noted above, each counselor attests belief in the principles defined by FotF and the AACC. Both of those organizations strongly encourage LGBTQIA+ people to choose celibacy if they decide not to live as cisgender heterosexuals.

Christian fundamentalist organization FotF has long promoted conversion therapy, advocated for parenting via corporeal punishment, and fought against what it deems “the militant homosexual agenda” that will destroy civilization if LGBTQIA+ people have equal rights.

Its Statement of Faith is seven bullet points that begin with the belief that the Bible is the infallible word of God, meaning that literalist interpretations of Scripture could be used to discriminate against LGBTQIA+ clients. It is for these and other reasons that the Southern Poverty Law Center, PFLAG, and the Human Rights Campaign have deemed FotF an anti-LGBTQIA+ organization.

In addition, the much more comprehensive AACC Code of Ethics specifically mandates that Christian therapists must not condone activities that are not “Biblically prescribed.” Just a few examples of these behaviors include premarital sex, affairs, divorce, sex between two or more people who are not straight and cisgender (non-transgender), “transgendered behavior” in general, and abortion. 

The AACC Code does instruct Christian Counselors to use compassion to help their clients work through these issues while bearing in mind that their clients are the final arbiters of their own lives. But there may be variations in how individual therapists relate to, understand, and speak to and/or about their clients.

Though its site stresses that its therapists are trained to be open-minded, non-judgmental, and accepting that their clients have their final say over their own lives, the company’s values are still centered on Biblical literalism, which is often used to justify anti-LGBTQIA+ sentiment and discrimination. In fact, its advanced informed consent form for SIT notes that “we believe that same-sex sexual behavior, same-sex relationships, and living as a gender other than one's biological gender are spiritually harmful [emphasis original].”

Therefore, we cannot recommend MyCounselor.Online to the LGBTQIA+ community.

The company does not offer life coaches or address any self-improvement techniques that are unrelated to mental health, and cannot provide medication management due to the lack of medical doctors or psychiatrists on staff. However, MyCounselor.Online’s therapists can refer their clients to psychiatrists who can write prescriptions.

The service cannot provide emergency care or crisis intervention services, so it provides contact information for various emergency resources. MyCounselor.Online’s therapists may contact the appropriate emergency responders if they believe clients are a danger to themselves or others, and the company cooperates with authorities, as is required by law.

MyCounselor.Online vs. Faithful Counseling

MyCounselor.Online is far from the only option for online Christian therapy that merges science-backed techniques with Biblical foundations. One of its most prominent competitors that we reviewed, Faithful Counseling, offers similar services.

Twenty-nine percent of both MyCounselor.Online and Faithful Counseling clients rated the qualifications of their therapists as good or very good.

The decision to choose one company over the other will come down to cost, type of therapy offered (individual, couples, family), and your specific needs and goals for therapy. Neither company offers psychiatrists or medication management.

MyCounselor.Online’s relatively small staff of therapists and counselors offers pay-as-you-go video and in-office sessions to individuals, couples, and families. Its dedicated intake specialists are available to answer your questions and guide you through the process of choosing your own therapist. Potential—and even current—clients will likely appreciate the comprehensive and informative nature of MyCounselor.Online’s website, blog, and its weekly “Ask a Therapist” livestream.

Faithful Counseling
, a referral network like its parent company BetterHelp, uses an algorithm to match therapy seekers with one of its thousands of affiliated providers. Unlike MyCounselor.Online, clients must pay the full out-of-pocket fee once a month for four weekly appointments. Its website is much sparser on the details and does not contain therapist bios or even an “About” page.

The companies also diverge when it comes to price:

  • Faithful Counseling is a subscription-based service that offers individual sessions only, with final costs ranging from $240 to $400 per month. 
  • Expect to pay anywhere from $55 to $195 per MyCounselor.Online session, depending on the qualifications you prefer in a therapist and whether you’re pursuing the Strong Families Scholarship. There is also a non-refundable, one-time $35 setup fee.

Neither MyCounselor.Online nor Faithful Counseling are in-network with any insurance providers, though clients of both reported being able to obtain at least partial reimbursement by submitting a superbill to their insurers. MyCounselor.Online’s third-party medical biller can take care of submitting claims for you for a fee of just $5, making the process slightly easier for its clients.

Our survey found that the companies have similar levels of client satisfaction in several aspects: 

  • Sixty-six percent of Faithful Counseling users said the services were either very good or excellent, while 71% of MyCounselor.Online users reported the same. 
  • Ninety-one percent of both MyCounselor.Online and Faithful Counseling clients said they were either likely or very likely to refer someone to their respective services.
  • Eighty-six percent of Faithful Counseling users reported they were either likely or very likely to still be seeing a therapist within the company a year from now, compared to 84% at MyCounselor.Online. 

Finally, of respondents who had tried other therapy services, 79% of both MyCounselor.Online and Faithful Counseling users reported their current services were either better or much better than prior companies.

Final Verdict

Surely some couples and individuals seeking spiritually informed, evidence-based therapy will benefit from their experiences with MyCounselor.Online counselors. But without further information from the company, we cannot recommend its services to all therapy seekers—especially LGBTQIA+ people—due to the Statement of Faith and Code of Ethics it abides by.
MyCounselor.Online is also one of the more expensive online therapy services we reviewed, particularly for those who choose a therapist from the top tier of providers. If you're looking for basic anxiety and depression management skills, you may be able to find this elsewhere at a lower cost.

Methodology

Our methodology for evaluating online therapy companies is comprehensive and data-driven. As mentioned above, we sent questionnaires to 33 companies and surveyed 100 current users of each in order to gather qualitative and quantitative data about each company and its users’ experiences.

Specifically, we evaluated each company on website usability, sign-up process, subscription offerings, client privacy protections, and how easy it is to change therapists. We then looked at therapist qualifications, the types of therapy offered, quality of care, client-therapist communication options, session length, and the therapist assignment process. Finally, we reviewed cost, value for money, whether the company takes insurance, overall user satisfaction, and the likelihood clients would recommend them. 

Specs

  • Product Name MyCounselor.Online
  • Year Founded 2007
  • Insurance Accepted? No, but offers third-party medical billing services
  • Price $110 to $195 per full-price session
  • HIPAA Compliant? Yes
  • Platforms Zoom-based MyDevice (iPhone, Android, iOS, Windows)
  • Payment Options Credit cards, eCheck, HSA/FSA, gift card
  • App Available? Yes
Additional reporting by
Ray Finch
Ray Finch

Ray is a copy editor, fact-checker, mental health writer, and editorial producer with over five years of experience.

Learn about our editorial process
Edited by
Simone Scully
simone-scully-verywell

Simone is the health associate editorial director for performance marketing at Verywell. She has over a decade of experience as a professional journalist covering mental health, chronic conditions, medicine, and science.

Learn about our editorial process
and
Ray Finch
Ray Finch

Ray is a copy editor, fact-checker, mental health writer, and editorial producer with over five years of experience.

Learn about our editorial process
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7 Sources
Verywell Mind uses only high-quality sources, including peer-reviewed studies, to support the facts within our articles. Read our editorial process to learn more about how we fact-check and keep our content accurate, reliable, and trustworthy.
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  5. AACC Code of Ethics. The American Association of Christian Counselors. Published 2014.

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